You might really want a great full-sized bike, but wouldn't mind one that can fold up and get thrown onto the back seat of a small car (bike racks are expensive and a little awkward if you just want to pop down to the promenade for a quick sunset cruise).
The solution is the
Tern Joe C21 - with 26-inch wheels and a handy folding trick when not being used as a bike. Perfection with wheels.